Monday, July 29, 2019

Do I Need a Permit for That?

Do I Need a Permit for That?: Don’t let a lack of permit jeopardize a future sale.

The Skanner News - Homeownership Task Force Readies its Report

The Skanner News - Homeownership Task Force Readies its Report: The Skanner News is an award-winning media organization consisting of a printed newspaper and a web site featuring more than 25,000 news stories. We publish original journalism and commentary covering Portland, Seattle, and the Pacific Northwest, as well as news stories from the Associated Press. The Skanner News has served the public with timely information in the Portland, Oregon edition since October 1975 and the Seattle edition since 1990. The publisher is a past two-term president of the West Coast Black Publishers Association as well as a member of the National Newspapers Publishers Association.

Buyer Bilked Out of $123K: ‘Just Like That, It’s Gone’

Buyer Bilked Out of $123K: ‘Just Like That, It’s Gone’: Falling prey to a wire fraud scheme, he lost the down payment that took his family years to save. Now he’s helping real estate pros protect their clients against cyber scams.

More homeowners are tapping their equity to build accessory dwelling units

More homeowners are tapping their equity to build accessory dwelling units: America’s affordability problem continues to plague the housing market as wages aren’t keeping pace with rising home prices. The situation has given rise to an increase in multigenerational living, and according to homeownership investment company Unison, that has led some homeowners to tap into their equity in order to build accessory dwelling units for extended family members.

Monday, July 22, 2019

Kitchen Fires 101

Several of the biggest fire hazards in your home all live in your kitchen. The oven, the stovetop, your toaster… when you think of all of the heat sources your kitchen contains, it’s almost a wonder that it doesn’t burst into flames on the regular. Joking aside, the kitchen is usually a pretty safe place so long as you keep an eye on things. That doesn’t mean that you should ignore fire safety rules when in the kitchen, of course – knowing how to handle a kitchen fire can mean the difference between a scare and a tragedy.

Kitchen Fire Safety

There are a number of potential causes of kitchen fires. There are the usual fire hazards such as electrical shorts, but you also have kitchen-specific risks such as splashing oil or something falling onto a heating element. Because there are so many potential causes of a kitchen fire, your fire safety measures need to be a bit wider reaching than what you might use for other rooms in your house.

A smoke detector is important in the kitchen, as is a fire extinguisher that you can access easily. Make sure you choose the right fire extinguisher, though; opt for an ABC fire extinguisher if possible. These can be used on Class A (trash/wood/paper), Class B (oil and liquids) and Class C (electrical equipment) fires. Establish an area where you can put oven mitts, cookbooks and similar materials far enough away from the stovetop to prevent any of them from falling onto a hot surface. Inspect kitchen appliances regularly for damaged cords or other fire hazards and replace anything that could present a danger.

Oven Fires

If a fire breaks out in your oven, your first instinct is likely to open the oven and try to put the fire out. That’s one of the worst things that you can do, though; opening the oven provides much-needed air to the fire and can make it significantly worse. Just opening the oven door can cause the fire to explode outward, potentially burning you and spreading to surrounding surfaces.

Instead, turn off the oven and leave the door closed. This will limit the availability of oxygen, causing the fire to die down and eventually go out on its own. Keep an eye on the fire, though, since if it doesn’t start dying out or seems to be getting stronger, you’ll likely need to call the fire department to deal with it.

Fires on the Stovetop

Stovetop fires come in several forms. If something falls onto a hot burner, that can cause a fire. If oil or other flammable liquids get too hot or splash out of a pan, that can also cause a fire. Even letting a pan boil dry can cause a fire. Fortunately, the majority of stovetop fires are preventable by keeping an eye on the stove whenever there’s at least one hot burner.
If a fire breaks out on the stovetop, there are a few things that you can do. If it’s a very small fire such as a grease fire in a pan, simply putting a metal lid on the pan may be enough to put the fire out. Slightly larger fires can be doused using baking soda, but do NOT use flour… though you may have heard that flour is okay to use, flour is finely ground dried plant material and is actually very flammable. Your fire extinguisher is also an option, as is calling the fire department before things get too far out of control.

Keeping Your Kitchen Safe

One key part of fire safety is making sure that your smoke detectors, fire extinguishers and other fire safety equipment stays in good working order in case you need them. HomeKeepr can help you find the pros you need for preventative maintenance, fire extinguisher inspections and more essential fire prevention services.

Who Do You Call When a Water Pipe Bursts?

A burst water pipe is no laughing matter. Depending on the size of the damaged area, a large pipe can lose a gallon or more per second. Even smaller pipes can cause a significant amount of water loss, not only driving up the water bill but also potentially causing a lot of water damage. When you’re dealing with a burst pipe, it’s important to take action quickly to stop excessive water loss and get the pipe fixed as soon as possible.
Depending on the pipe that bursts, though, do you even know who to call? If a pipe is in your home then you obviously need to call a plumber, but do you know who’s responsible for maintenance if the rupture happens outside of your home? As it turns out, the responsible party depends on where the pipe is located.

Is a Pipe Really Broken?

Before you pick up the phone, make sure that you know that a burst pipe is the problem. If you’re simply experiencing a drop in water pressure, it’s possible that you don’t have a burst pipe at all. Look for some of the signs of burst pipes, including:

  • Water spraying from the ground or visible section of pipe
  • Puddles forming despite a lack of rain
  • Odd colors or smells coming from tap water, or debris in the water
  • Sounds of running water even when visible water isn’t present
  • Significant increases in your water bill despite not using more water

If the pipe is located in your house, then you may also notice damp spots on the walls, blistering paint, an increase in mildew or even water stains appearing on your walls or ceiling.

Burst Water Mains

If a water main bursts, the responsibility for the pipe falls on the city or water district you get your water from. That means you need to contact them and let them know that there’s a damaged pipe near your home. Provide as much information as possible about the break, including the location and how much water seems to be coming from the pipe. If there were extenuating circumstances surrounding the break such as an accident or a worker driving a post down into the pipe, be sure to provide this information as well.

Pipes in Your Yard

In most cases, if the pipe that breaks is in your yard then it’s considered your responsibility. Even if it’s the pipe that connects your home to the water main, there will likely be very little that your water district will be able to do about it. This means that you’re going to need to call a plumber and let them know what’s going on. Provide as much detail about the problem as you can so they’ll have a better idea of what equipment is needed to fix the burst pipe.

Household Plumbing

If you have a broken pipe inside your home, then you’ll definitely need a plumber. Some household pipe problems are easy to spot, such as a pipe that’s spraying water in your basement. Others are hidden in walls or only have small cracks and may require some work to get to. As with pipes in your yard, provide the plumber with as much information as you can so they can take care of the problem quickly.

What to Do When a Pipe Breaks

In addition to calling the appropriate party to get the leak fixed, there are other things you should do when you discover a broken pipe. If the pipe is in your yard or home, locate the water shutoff valve in your yard (usually hidden under a black or metal cover) and turn it to shut off the water flow. Clear out any affected areas, removing or relocating items that could be damaged by the water and placing them in areas where they can dry. At your first convenience, head to the store and pick up a few gallons of bottled water to serve as drinking water until the problem is fixed. Make sure that you have enough to last a few days if you had a ruptured water main, as there will likely be a boil water order to follow.

Finding the Right Plumber

If you have a desperate need for a plumber, HomeKeepr can help you find one who will get the job done right, without breaking the bank. Because we focus on referrals instead of easy-to-manipulate ratings systems, you’ll know that your plumber comes highly recommended from people just like you.

Housing supply and buyer demand mismatch is pushing buyers out of the market

Housing supply and buyer demand mismatch is pushing buyers out of the market: In June, the average American home listing price hit a high of $316,000, according to Realtor.com’s Housing Trend Report, reaching its annual peak earlier than expected thanks to a mismatch of available inventory and buyer demand. This discrepancy has led the company to warn of an impending market shift that could affect homebuyers well into next year.

How Burglars Most Often Enter a Home

How Burglars Most Often Enter a Home: View this infographic to see how burglars enter a home and what homeowners wish they had done to better protect their home.

Invest in Your Renters by Screening Them Well: Top Questions to Ask

If you own a rental property, you know how important it is to have the right tenant. Good renters will take care of the property as though it were their own, leaving it as close to how they moved in as possible. Bad renters, on the other hand, make it obvious that they don’t care, since it’s not actually their house; it can take a significant amount of time and money to get your property back to rentable condition after they move out. Wouldn’t it be great if you could only rent to the first group and avoid the second group entirely?
While you may still occasionally get a bad tenant, with a bit of smart screening you can greatly increase your chances of finding good renters every time. This goes beyond the standard screening techniques like a credit check; it’s all about the questions you ask before making your decision. Here are a few of the best questions to ask potential renters to see if they’re the ones you really want to rent to.

Why Are You Moving?

This is a great question to start with because it gives you an idea of what motivates potential renters. Ideally, you’ll find someone who’s moving for a reason such as work relocation, trying to find a bigger house for their family or trying to find a better neighborhood or school system for their children. Watch out for people who complain about their current landlord or who seem to be trying to escape a negative situation.

Would Your Current Landlord Provide a Reference?

Talking to a current landlord gives you two important pieces of information: It lets you find out what sort of a tenant the potential renter is, and also tells you that they have been upfront with their landlord about the fact that they’re moving. Someone who wants to keep you from talking to their landlord may have something to hide.

Have You Ever Broken a Lease?

There are legitimate reasons to break a lease. Reasons such as work relocation and having to move because of unexpected family circumstances shouldn’t weigh against a potential tenant, and asking this up front gives them a chance to open up about any broken leases in their past. If they try to cover it up or cite reasons such as landlord conflicts or problems paying rent, though, then this could be a big red flag.

How Long Have You Been with Your Employer? How About the One Before That?

This is perhaps even more important than how long they’ve lived in their current home. A long period of employment shows job stability and being a new hire after working for a long period can show ambition and a desire to get ahead. On the flip side, people who have trouble maintaining a job for longer periods could have trouble paying the rent.

Who Will Live on the Property? Will There Be Any Pets?

When asking these questions, be sure not to lead the answer by saying things like “This property is intended for two people” beforehand. Give potential tenants a chance to answer to help ensure that they do so honestly. If the answer violates a no-pets policy or sounds excessive for the property, you can reveal this afterward to let them know that they’re not right for your property.

Will There Be Any Smokers on the Property?

An increasing number of rental units are going no smoking, in part because of the difficulty associated with getting smoke stains and smells out of curtains and carpet. While it’s up to you to decide on your smoking policy, if you don’t want smoking in the house then make sure that potential renters know that up front.

Will You Consent to a Background Check/Credit Check?

Not all landlords use credit and background checks, but it’s always a good idea to ask if potential renters will consent to one. If they have credit history issues or legal problems in their past, it gives them a chance to be upfront about it and provide you with the information you need to make a decision. If they don’t justify why they don’t want the info checked, it may also hint at problems they’re trying to hide.

Do You Have Any Questions for Me?

Giving potential renters a chance to ask you questions helps you make sure that they know everything they want to know about your property and your policies. If they don’t ask questions, consider how attentive they were during previous questions when you make your decision. If they were just trying to get through the interview process without paying attention, they may not be the renter for you.

Get Rental Screening Guidance from a Pro

If you’re still worried about who you might rent to, consult with one of the professional property managers on HomeKeepr. Our referral system can help you find a trustworthy property manager, vouched for by people you know. They can help you find the right tenant and bring their years of experience to your property as well.

What Do I Need to Know About Mold?

There are few things that homeowners dread more than mold in the house. You’ve likely heard horror stories about people living with mold infestations that made them seriously ill. Is this just hype, or is there a real danger to having mold in your home? More importantly, what can you do if you find mold growing somewhere in the house?

What Is Mold?

Mold is a broad group of fungi, with thousands of species and subspecies around the world that typically prefer dark and damp habitats. Often fuzzy in appearance (though occasionally slimy or cottony), molds spread across materials and break them down to get the nutrients the mold needs to survive and thrive. Instead of seeds, molds release single-celled spores that in many cases are too small to see with the naked eye; these spores float through the air to land on a variety of surfaces, beginning growth once they find themselves in a suitable habitat. Though molds are made up of a number of individual stalks fibers, a connected clump of mold is considered to be a single living entity.

Types of Mold

There are several common types of mold that you might see around the house. While some of these may not be inherently dangerous, any mold can trigger reactions in anyone with an allergy or sensitivity. The five most common of these molds are:

  • Aspergillus: One of the most common indoor molds, it often appears green, blue-green or gray but can also appear white or even yellow.

  • Cladosporium: A black or green mold that has an appearance like ground pepper, it commonly grows on smooth surfaces like toilets and painted walls but can also grow in fabrics and rugs.

  • Ulocladium: A black mold that grows in wet areas, especially in cracks and corners; it is most common in homes with water damage and active leaks.

  • Aureobasidium: Varying in color from pink to brown or black, this mold most commonly grows behind wallpaper, on painted surfaces and on wood.

  • Stachybortrys: The infamous “black mold”, it features a slimy dark green or black color and thrives in areas that are damp and maintain high humidity for weeks.

Is Mold Actually Dangerous?

While many molds are allergens, most will not cause severe reactions unless you have a mold sensitivity or have other health problems that make you more prone to infection. However, some molds (such as black mold) actually are toxic and can make you very sick if you’re around them for too long. Symptoms of a mold allergy or toxic mold exposure can include a chronic cough, skin rashes, fatigue, difficulty focusing and even pain or infection in your sinuses, eyes and ears.

Mold Testing and Removal

If you suspect that you have mold problems, there are home tests available to help you identify the type of mold in your home. These should only be a first step, however, as they often aren’t enough to definitively show you the scope of your mold problem. Call in an expert to confirm the results of your test or take a scraping of the mold and have it analyzed. Be sure to wear a dust mask or other breathing protection if you aren’t sure what type of mold you’re dealing with until the problem is taken care of.

For many mold infestations, getting rid of leaks or other sources of humidity is a great way to slow or even stop mold growth. Mold can cause serious damage over time, however, so you may need professional mold removal and repair services if you can’t get the problem under control early.

Is your home in need of some serious mold removal? HomeKeepr can help you find a mold remediator to get the mold out quickly and at a price you can afford. Because we utilize references instead of reviews, you’ll be able to rest assured that the expert you choose can really get the job done.

What ‘Move-In Ready’ Really Means

What ‘Move-In Ready’ Really Means: If you’re going to use the phrase to describe your listing, be ready for what most buyers are going to expect.

Monday, July 1, 2019

The Skanner News - Habitat for Humanity, Supporters Launch Cost of Home Affordability Campaign

The Skanner News - Habitat for Humanity, Supporters Launch Cost of Home Affordability Campaign: The Skanner News is an award-winning media organization consisting of a printed newspaper and a web site featuring more than 25,000 news stories. We publish original journalism and commentary covering Portland, Seattle, and the Pacific Northwest, as well as news stories from the Associated Press. The Skanner News has served the public with timely information in the Portland, Oregon edition since October 1975 and the Seattle edition since 1990. The publisher is a past two-term president of the West Coast Black Publishers Association as well as a member of the National Newspapers Publishers Association.

NAR: Existing home sales rise again

NAR: Existing home sales rise again: Existing home sales rose in November, ushering the housing market into its second consecutive month of increases, according to the latest report from the National Association of Realtors.

Foreclosure Numbers Are Nothing Like the 2008 Crash

  Foreclosure Numbers Are Nothing Like the 2008 Crash If you’ve been keeping up with the news lately, you’ve probably come across some artic...