Friday, March 11, 2016

Mortgage Rates Spring Forward, Only Slightly

For the second consecutive week, mortgage rates edged higher. But even with slight increases this week, mortgage rates still are “very attractive for the upcoming spring home-buying season,” Freddie Mac reports.
“The [30-year] mortgage rate remains 33 basis points lower than its end-of-2015 level,” says Sean Becketti, Freddie Mac’s chief economist.
Freddie Mac reports the following national averages with mortgage rates for the week ending March 10:
  • 30-year fixed-rate mortgages: averaged 3.68 percent, with an average 0.5 point, rising from last week’s 3.64 percent average. Last year at this time, 30-year rates averaged 3.86 percent.
  • 15-year fixed-rate mortgages: averaged 2.96 percent, with an average 0.5 point, increasing slightly from last week’s 2.94 percent average. A year ago, 15-year rates averaged 3.10 percent.
  • 5-year hybrid adjustable-rate mortgages: averaged 2.92 percent, with an average 0.4 point, rising from last week’s 2.84 percent average. Last year at this time, 5-year ARMs averaged 3.01 percent.
Source: Freddie Mac

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