Monday, March 30, 2020

New to Working From Home? Our Top Tips

Working from home can be a challenge, especially when you’re not used to it. There are a lot of distractions that can interfere with your work, sometimes causing you to get so off track that you end up behind on important tasks. While many consider working from home to be a great perk, if you’ve never worked from home before then you might be surprised at just how stressful it can be!

Fortunately, you’re not on your own. These are stressful times, and HomeKeepr is here to help you get through them. To that end, here are some tips that will make working from home for the first time a lot easier.

Set Up Your Space

When you think of working from home, you might picture yourself lounging on the couch in your pajamas with a laptop on your lap. While some people do choose to work like this when working from home, for most home workers this sort of setup is going to kill any productivity they might have. Instead of taking a “work wherever I end up” approach, set up a desk or office space that’s intended solely for work-related activities. This will help you to stay on task when you’re at work and will keep work activities from bleeding over into leisure time.

Check Your Equipment

If you’re used to having in-person meetings during the week, getting used to remote meetings via a video service like Zoom or Skype can be a bit of an adjustment. To make this easier, check your equipment beforehand to ensure that everything will work correctly when it’s time to start a meeting. This includes checking your webcam, your microphone and your speakers to make sure everything functions properly. There are websites and software solutions that help you with this, and some platforms like Zoom have built-in tests as well.

Keep to a Schedule

One common misconception about working from home is that you automatically gain the freedom to work whenever you feel like working. While this may be true for some industries, if you’ve been working 9 to 5 for the last 10 years then that isn’t likely to change much just because your office is now in your guest room. Keep as close as possible to your regular schedule, allowing for possible reduced hours or other differences brought about by working from home. It can help to print out a copy of your “office hours” as well, both as a reminder to others that you’re busy with work and a reminder to yourself that you’re supposed to be on the job.

Avoid Distractions

It’s said that one of the hard things about working from home is the fact that home is where we keep all our favorite distractions. This includes a lot of things, ranging from games to books to the TV. It also includes family members, who can be hard to ignore when you’re supposed to be on the job. As much as possible, try to avoid interacting with the people and things in your home unless you’re taking a break from work activities.

Don’t Make Deals

It’s easy to tell yourself that if you do something unrelated to work now, you’ll make up the work that you’re supposed to be doing later. Unfortunately, this tends to snowball, and the next thing you know you’re behind on everything you’re supposed to be doing. Avoid making these sorts of deals; instead choose to do those things or have those conversations during your next scheduled break, just like you would do if you were still going in to work. If there’s something you want to do that won’t fit into a regular break, try to get your current tasks done BEFORE you take the time off instead of bargaining that you’ll wrap it up after.

Stay Connected

Isolation is difficult, especially if you’re used to working closely with your coworkers. You can fight this by calling them up, collaborating over video or even sending out daily emails or texts to check on everyone. Even though it’s not the one-on-one interaction you’re used to, the contact you have with your coworkers can still make a huge difference.

Thursday, March 26, 2020

What the $2T Stimulus Package Means for You

What the $2T Stimulus Package Means for You: NAR fought for provisions in the bill that extend financial relief to independent contractors and commission-based workers.

Homeowners Facing Hardship Get Mortgage Payment Leeway

Homeowners Facing Hardship Get Mortgage Payment Leeway: Fannie Mae and Freddie Mac unveiled a mortgage payment deferral program for up to two months for struggling homeowners, whether it’s COVID-19 related or not.

Wednesday, March 25, 2020

Tuesday, March 24, 2020

Mortgage Giants Ease Appraisal Requirements

Mortgage Giants Ease Appraisal Requirements: The FHFA says the action is to “allow for homes to continue to be bought, sold, and refinanced as our nation deals with the challenges of the coronavirus.”

Your Spring Landscape To Do List

As the last winds of winter blow and the days become longer, it’s time to start thinking about the spring. In addition to cleaning up around the house, there are several landscaping activities that you generally want to do in the springtime. The question is, where do you start?

If you’re not sure how to tackle your spring to-do list, here are a few suggestions. These are some of the most common landscaping tasks that need doing once things start to warm up, and knocking them out early can make other landscaping tasks easier as the year goes on. Who knows, taking care of some of these items might even get you inspired to take on a larger landscaping project later in the year.

Clean Up That Winter Refuse

The winter can be rough on your lawn, with clumps of leaves that haven’t quite decayed, sticks and branches that fell in a winter storm, muddy spots where ice formed and thawed and formed again … it can all leave a bit of a mess behind. Spend some time cleaning up the mess left by winter before you get into any other tasks and you’ll find that the rest of your spring to-do list will be much easier.

Prune the Trees and Shrubs

Early spring is a great time to prune most of your trees and shrubs, since it’s before they get into a strong growth period. Early pruning allows you to shape them the way you want them to be and gives you a chance to eliminate unwanted overhangs and encroachment. If you wait until there’s new growth you can actually stunt some of that growth and make it harder to control how your trees and shrubs are forming.

Prep Your Lawn

If you want your lawn to look its best, you need to show it some love in the spring. Aerate the lawn to help break up soil packed by snow and ice in the winter, dethatch it to help it grow in thicker, and sow some seed to fill in bare spots once it’s warm enough. If your lawn has an uneven surface after the winter, bringing in a roller to go over the lawn wouldn’t be a bad idea either.

Clean Up Your Flower Beds

If you’ve got flower beds around your home, chances are they could use a bit of picking up after the winter. Get rid of any damaged plants, pull any weeds or grass that tried to get established during the winter, and tidy up any debris or other crud that might have found their way into your beds. You should also pull away the winter mulch surrounding your perennials and divide them to get your beds off to a good start.

Feed and Protect

While you’re working on your lawn and your flower beds, go ahead and take the time to prep them for spring growth. Add new mulch to your beds as needed, give your lawn a nice dose of fertilizer, and make sure that all your other plants are similarly fed and protected. Everything’s going to be doing a lot of growing in the coming months, so you want to make sure that they have everything they need.

Plan Your Summer

This is also a good time to prepare for late spring and summer projects as well. If you’re going to have a garden, take the time to start prepping it now by tilling the soil, working in compost and starting some of your spring seeds indoors. If you’re going to undertake a construction project or add new features to your lawn, go ahead and start clearing the area. The work you put in now will make things so much easier later in the year.

Ready to Get to Work?

Depending on what you have planned, you may need a bit of help to get your landscaping in tip-top shape. Luckily, HomeKeepr is here it help. Sign up for a free HomeKeepr account today to connect with landscaping pros who can help you design and implement the perfect landscaping plan for your lawn.

Major Builder: Coronavirus Won’t Kill New Construction

Major Builder: Coronavirus Won’t Kill New Construction: “Even in the current environment, we are selling homes,” says Lennar’s executive chairman.

Thursday, March 19, 2020

Fannie, Freddie, FHA Suspend All Foreclosures and Evictions

Fannie, Freddie, FHA Suspend All Foreclosures and Evictions: Homeowners with government-backed mortgages will be able to 'meet the challenges of COVID-19 without fear of losing their homes,' HUD Secretary Ben Carson says.

Will Mortgage Rates Remain Low?

Will Mortgage Rates Remain Low?: Rates have been on a wild ride in recent weeks. Will the fluctuations level?

Wednesday, March 18, 2020

Sellers Adopt Showing Procedures to Minimize Coronavirus Spread

Sellers Adopt Showing Procedures to Minimize Coronavirus Spread: Some REALTORS® say their clients are asking buyers to take certain precautions before entering their homes.

Lower Mortgage Rates Propel Surge in Loan Applications

Lower Mortgage Rates Propel Surge in Loan Applications: Borrowers rushed last week to take advantage of another massive drop in mortgage rates, now the lowest in history.

Cities Move to Suspend Evictions

Cities Move to Suspend Evictions: “This pandemic is a stark reminder that housing is health care,” said the president and CEO of the National Low Income Housing Coalition.

How to Disinfect a Home Correctly

How to Disinfect a Home Correctly: There’s a right and wrong way to disinfect. If you want to truly kill the germs, be sure to take these steps.

Monday, March 16, 2020

Survey Finds Nearly 1 in 4 Home Sellers Changed How Their Home is Viewed on the Market Due to Coronavirus Outbreak

Survey Finds Nearly 1 in 4 Home Sellers Changed How Their Home is Viewed on the Market Due to Coronavirus Outbreak: The changes include stopping open houses, requiring potential buyers to wash their hands or use hand sanitizer, asking buyers to remove shoes or wear footies, or other changes.

What You Need to Know About Cleaning for Coronavirus

There has been a significant amount of concern raised recently about COVID-19, a relatively recently discovered disease caused by a type of virus known as a coronavirus. A lot is still unknown about the virus and the disease that it causes, and this is causing some people a great deal of anxiety about it. Major conferences and events are being canceled, people are buying up supplies (even if they shouldn’t), and the internet is filled with memes teaching people how to wash their hands.

COVID-19 has the potential to be a serious illness. Here’s some info that can help you to protect yourself, especially if you’re confused by some of the contradicting advice that you might have seen online.

What Is COVID-19?

Even though it’s mostly referred to simply as “coronavirus”, the virus that causes COVID-19 is actually a novel coronavirus that’s been designated “SARS-CoV-2” and sometimes referred to as “2019-nCoV.” COVID-19 itself is a potentially severe respiratory illness that typically presents with fever, cough and difficulty breathing. While most people who become infected with COVID-19 recover, the disease can be severe and even fatal. Those at greatest risk from COVID-19 are individuals older than 60 years of age and those with preexisting conditions such as heart disease or diabetes.

Decluttering to Prevent Illness

If you want to clean up to try and prevent coronavirus infection, a good first step is to declutter your home. This will eliminate surfaces where the virus could linger, making it easier to disinfect your home and keep it clean. Decluttering can also have a positive effect on mental health and anxiety levels, which can improve your overall wellbeing and even provide a bit of a boost to the immune system.

Disinfecting Surfaces

The US Centers for Disease Control recommend disinfecting surfaces with regular household disinfectant wipes and sprays. While many of these have not been tested specifically for use against SARS-CoV-2, they are effective against some other common coronaviruses and are likely to at least reduce infectiousness if not kill the virus completely. Other household cleaners and disinfecting practices are also likely to be at least partially effective.

Handwashing Stations

One of the best defenses against COVID-19 is good handwashing practices. As such, make sure that you have soap available by every sink and clean towels ready for use after washing your hands. Printing out a guide to proper handwashing and placing it near your sinks can also be a good idea, especially if you have young children who are still learning how to wash their hands properly. If you have any, having hand sanitizer accessible for times when you can’t wash your hands is also helpful.

Don’t Panic

Perhaps the most important thing to remember is that you shouldn’t panic. Don’t stockpile supplies that you don’t need, buy sensible amounts of the things that you do need, and take reasonable steps like avoiding large crowds and not shaking hands. One of the best ways to stay safe from COVID-19 is to keep yourself clean, keep your home clean and apply some common sense to your preparations for the disease.

Thursday, March 12, 2020

Make Your Pantry Do More!

A pantry is a great thing to have. Not only does it store all your dry goods in one place, but you can also use your pantry to better organize your kitchen. Whether it’s a space the size of a small closet or a walk-in the size of a small room, your pantry is an important part of your overall kitchen experience.

With that said, do you ever wish that your pantry could do just a bit more? Here are a few ways that you can modify your pantry to add additional functionality and really get the most out of that storage space. Best of all, many of these ideas work regardless of how large your pantry is!

Multi-Height Shelving

Most pantries feature shelves, and most cases those shelves are fairly evenly spaced within the pantry. You can get more use out of the space if you break that symmetry up a little, however. Fit in more shelf space by leaving a shelf or two with a lot of headroom and then placing other shelves a bit closer together. If you really want to maximize the effect, install vertical dividers on shelves so you can have one side be tall and add a smaller half-shelf on the other side.

Undershelf Baskets

Another great way to increase storage is to add undershelf baskets that slide out when you need them. These baskets are available in different sizes depending on your needs and can be used for bagged items, loaf bread or other things that are light or fragile.

Zone Organization

To make better use of your pantry, consider designing a zone organization plan. A zone organization plan places your canned goods in one area, your pastas in another, breads and cereals in another … whatever groupings you want can work! You can modify each zone to meet the shelving and storage needs of whatever it holds. When you’re done organizing, add labels to the shelves to identify the zones and make items easier to find.

Tool and Utensil Storage

A lot of people think that a pantry is just a place to store food items. It’s also a great place to put your kitchen tools and other utensils so they’re out of the way. Add hooks or drawers in the pantry to hold lesser-used utensils so that they’re out of the kitchen but easy to find when you need them. You can even put small kitchen appliances in your pantry as well.

Take Notes

Add a chalkboard, whiteboard or other writing surface to your pantry so that you can make shopping lists, jot down meal ideas or otherwise take notes without having to leave the pantry area. If the pantry has a door, you can even add a coat of chalkboard or dry erase paint on the inside to give you an extended notetaking area.

Door Racks

If you have spices, small containers or other small items to keep in your pantry, consider adding racks on the back of your pantry door as a place to keep them organized but out of the way. Depending on the type of door and what it’s made of, you can either install them directly to the door or simply use an over-the-door hanging rack.

Spin It Around

Lazy Susan units are a great way to get more use out of your pantry space. Depending on your needs and your available space, you can go as simple as a one- or two-tier unit sitting on a shelf or use a bigger floor-to-ceiling unit to make a full revolving section of your pantry.

Roll-Out Shelves

If you have limited space and want to make the most of it, consider investing in roll-out shelves or full-width drawers for your pantry. This lets you slide out the shelf that you need and access it all the way to the back so that you can place your shelves closer together than you might be able to with stationary shelving.

Revitalize Your Pantry

Do you need a contractor to help you pull off your pantry revamp? You’re in luck! HomeKeepr is here to help you find the perfect contractor for the job. Simply sign up for a free HomeKeepr account today and start finding contractors based on recommendations from people in your area.

Wednesday, March 11, 2020

Homeowners’ 5 Biggest Remodeling Regrets

Homeowners’ 5 Biggest Remodeling Regrets: Home improvement can be a large undertaking, and a lot can go wrong if owners aren’t adequately prepared for the disruption to their lives.

Friday, March 6, 2020

Mortgage Rates Hit All-Time Low

Mortgage Rates Hit All-Time Low: The 30-year fixed-rate mortgage this week fell to its lowest average on record since Freddie Mac began tracking such data in 1971.

Thursday, March 5, 2020

Does It Spark Joy? How Marie Kondo’s Method Can Help

Have you heard of Marie Kondo? Even if you can’t quite place the name, there’s a good chance that you’ve run across some reference to figuring out whether things “spark joy” when cleaning up your house. The idea might seem simple, but it’s a central part of her organizational philosophy, repeated again and again in her books and on her Netflix show, Tidying Up with Marie Kondo. If something doesn’t bring joy to your life, why are you keeping it around?

Organizing Your Life

There are a lot of reasons that you might choose to try and organize your life and get rid of some unnecessary things around the house. It might be that you’re just trying to get rid of clutter. Maybe you’re going to downscale and need to get rid of some of your belongings. Maybe you want to make it easier to find the things you care about by getting rid of a lot of unnecessary things. Perhaps you’re planning a yard sale and want to figure out what to sell. Or, maybe you’re anticipating a move and only want to have to pack the essentials.
Regardless of the reason, sorting through your belongings and figuring out what you really want to keep can be a major undertaking. This is where Marie Kondo’s method can come in handy, because it helps you to evaluate exactly how you feel about the things you’ve surrounded yourself with. By bringing those feelings to the forefront, it can make it much easier to get rid of what you need to get rid of while keeping the things you actually enjoy.

The Marie Kondo Method

You’ve probably seen the basics of Marie Kondo’s method referenced even if you’ve never read her books or watched her show. She encourages people to pick up the object they’re evaluating, consider it and ask whether it “sparks joy” within them. This causes you to stop and think about your actual feelings for the item and helps you to separate those things that you hold on to for no reason from those that you actually enjoy.

Does It Spark Joy?

When it comes time to go through your own belongings, you can easily implement some of Marie Kondo’s techniques into your organizational methods. You obviously don’t have to do it for everything in your house; there are some things that you know you want to get rid of, and others that have long outlived their usefulness. Go ahead and get those out of the way, by recycling them, giving them away, or otherwise ridding yourself of them.
Marie Kondo’s techniques are most useful for those things that you’re not sure about, such as items that you’ve had for years and never use. You may never even touch them unless you’re dusting or need to find something that they’re in the way of. Some of these items might have sentimental value, but that’s different than sparking real joy within you. You don’t have to rush yourself; take some time and really consider whether you have an actual use for these things or if you’re just holding on to them because they’ve always been around. You might be surprised what you’re willing to let go of once you really put a little bit of thought into it.

Making Positive Changes

Decluttering and otherwise cleaning up your house can be a big chore. Sometimes you’ll find that you need to bring in some outside help after you’ve figured out what you’re keeping and what you’re getting rid of. You may also realize that you’ve finally gotten rid of enough stuff to start an exciting new project but need the help of a painter or other contractor to make it happen. Regardless of your need, HomeKeepr is here to help! Sign up for a free account today and find the cleaners, contractors and other pros that you need to help make sure that everything in your home sparks joy.

The Real Estate Market Is 3.3M Homes Short, Study Says

The Real Estate Market Is 3.3M Homes Short, Study Says: Homebuyers may be having a tough time finding a home they want, and the problem could get worse.

What Fed’s Emergency Rate Cut May Do for Mortgage Rates

What Fed’s Emergency Rate Cut May Do for Mortgage Rates: Today’s interest rate cut is 'an appropriate response to changing events,” says NAR’s chief economist. Will lower mortgage rates follow?

Mortgage Applications Climb Sharply as Rates Drop

Mortgage Applications Climb Sharply as Rates Drop: The 10-year Treasury note—which mortgage rates are tied to—dropped below 1% for the first time on record.

Wednesday, March 4, 2020

Minority Homeownership Rates Continue to Lag Behind the National Average, NAR Finds

Minority Homeownership Rates Continue to Lag Behind the National Average, NAR Finds: While the increase in the overall homeownership rate is encouraging, there continues to be a significant racial homeownership gap in America that needs to be addressed.

Monday, March 2, 2020

More Homes, Slower Price Growth – What It Means for You as a Buyer

  More Homes, Slower Price Growth – What It Means for You as a Buyer There are more homes on the market right now than there have been in ye...